New Car Lease vs Buy

Leasing vs Buying a New Car

Why Should You Lease a New Car?

If you want to drive newer, safer, more reliable cars or SUVs, but prefer not to pay a sizeable down payment every few years, and also do not drive an enormous amount annually, then a new car lease should be better for you. Leasing is ideal for people who prefer to avoid the annoyance of buying and selling every time they want to upgrade to a new car or SUV.

Why Should You Buy a New Car?

On the other hand, if you prefer long term relationships with a greater sense of ownership and commitment, then buying could be what’s best for you. Car-buying is typically best for consumers who will not mind driving the same vehicle for over five years or even until it is no longer suited for the highway.

Buying vs Leasing: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of buying vs leasing a car is important. Be sure to consider potential savings, vehicle ownership, monthly payments, and repair costs when weighing the pros and cons of the best new car financing type for you.

Leasing vs Buying: Ownership

When considering vehicle financing, new car or SUV ownership certainly comes with many well-known advantages, most associated with complete ownership of the car. You may not be aware, but, there are also some nice benefits of leasing, as well. It’s important to consider all financial aspects including down payment, monthly payments, term length, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A precise audit of your current financial situation, future needs, and your preference for commitment will likely ensure that you make the optimal choice between leasing and buying a new car.

benefits of leasing vs financing a new car

Monthly Payments

Car lease payments are often less expensive compared to car financing and loan payments as the typical lease format is more-or-less renting with the option to purchase at the end of your lease term. Keep in mind when leasing that you will need a higher credit score, and will be required to carry comprehensive and collision insurance, though the same can be said for the lowest rate auto loans. Although it could increase your monthly payments, it is also wise to choose a model with the features you need or want, as personal satisfaction is often priceless.

is it better to lease or buy a car

Maintenance & Repair

Auto leases often include regular vehicle maintenance & repair. It is important to remember this when projecting monthly costs of ownership vs leasing. Regardless of what make and model you choose, mechanic bills are an uncertain cost that can rapidly add up. And for those who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing can be the best option for peace of mind.

is leasing better than financing

Investment vs Savings

In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Volkswagen Lease and Finance Offers In Lubbock TX

Gene Messer Volkswagen knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Lubbock, TX. We look forward to serving you.




Lease vs Buy Volkswagen In Lubbock TX | Gene Messer Volkswagen

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Went in with the Tiguan in mind! The vehicle was ready in the front of the dealership! I was able to hop in and test drive it! After test driving it I realized that it wasn’t going to be what my family needed! I expressed my concerns with Ben, and told him I was going to wait because I wasn’t 100% sold on this vehicle! After hearing my concerns Ben went above and beyond to show me other vehicle options! Ben did not just show me other options he plugged in all the numbers so I knew exactly what ...

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We are excited to offer this 2019 Volkswagen Jetta. This Volkswagen includes: PYRITE SILVER METALLIC DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert TITAN BLACK, CLOTH SEAT TRIM Cloth Seats MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: PURE WHITE MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE TITAN BLACK, CLOTH SEAT TRIM Cloth Seats *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2019 Volkswagen Jetta. This Volkswagen includes: DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert TITAN BLACK, CLOTH SEAT TRIM Cloth Seats MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) Floor Mats VW CARE HABANERO ORANGE METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This is the one. Just what you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert BLUE SILK METALLIC VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You've found the one you've been looking for. Your dream car. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta S is sure to sell fast. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You can finally stop searching... You've found the one you've been looking for. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. You've found the one you've been looking for. Your dream car. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. This vehicle won't last long, take it home today. Look no further, you have found exactly what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This vehicle won't last long, take it home today. You could keep looking, but why? You've found the perfect vehicle right here. Prices do not include sales tax, vehicle registration, document preparation fee.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

Must finance with VCI to qualify for the advertised price.

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