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New Car Lease vs Buy

Leasing vs Buying a New Car

Why Should You Lease a New Car?

If you want to drive newer, safer, more reliable cars or SUVs, but prefer not to pay a sizeable down payment every few years, and also do not drive an enormous amount annually, then a new car lease should be better for you. Leasing is ideal for people who prefer to avoid the annoyance of buying and selling every time they want to upgrade to a new car or SUV.

Why Should You Buy a New Car?

On the other hand, if you prefer long term relationships with a greater sense of ownership and commitment, then buying could be what’s best for you. Car-buying is typically best for consumers who will not mind driving the same vehicle for over five years or even until it is no longer suited for the highway.

Buying vs Leasing: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of buying vs leasing a car is important. Be sure to consider potential savings, vehicle ownership, monthly payments, and repair costs when weighing the pros and cons of the best new car financing type for you.

Leasing vs Buying: Ownership

When considering vehicle financing, new car or SUV ownership certainly comes with many well-known advantages, most associated with complete ownership of the car. You may not be aware, but, there are also some nice benefits of leasing, as well. It’s important to consider all financial aspects including down payment, monthly payments, term length, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A precise audit of your current financial situation, future needs, and your preference for commitment will likely ensure that you make the optimal choice between leasing and buying a new car.

benefits of leasing vs financing a new car

Monthly Payments

Car lease payments are often less expensive compared to car financing and loan payments as the typical lease format is more-or-less renting with the option to purchase at the end of your lease term. Keep in mind when leasing that you will need a higher credit score, and will be required to carry comprehensive and collision insurance, though the same can be said for the lowest rate auto loans. Although it could increase your monthly payments, it is also wise to choose a model with the features you need or want, as personal satisfaction is often priceless.

is it better to lease or buy a car

Maintenance & Repair

Auto leases often include regular vehicle maintenance & repair. It is important to remember this when projecting monthly costs of ownership vs leasing. Regardless of what make and model you choose, mechanic bills are an uncertain cost that can rapidly add up. And for those who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing can be the best option for peace of mind.

is leasing better than financing

Investment vs Savings

In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Volkswagen Lease and Finance Offers In Lubbock TX

Gene Messer Volkswagen knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Lubbock, TX. We look forward to serving you.




Lease vs Buy Volkswagen In Lubbock TX | Gene Messer Volkswagen

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DealerRater Dec 22, 2021

Previously went to other location in town to ask about a vehicle i guess they thought i was asking for a free one. The service at this dealership was great! I would recommend this dealership for you next car. Thanks Matthew.

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Cars Sep 14, 2021

Dwayne, Mark, Marissa and Jonathan are outstanding. They are very efficient, courteous and knowledgeable and will get you in and out quickly with your problem corrected. Their customer service skills are great and always are a pleasure to work with. Really an outstanding team of professionals and my car is fixed on time. I will back due to their outstanding service. Thank you!

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Cars Jun 5, 2021

Marcus, the Service representative was very professional and courteous. I was informed of the process concerning the recall and the estimated time of repair. The service was completed as promised. It was a pleasant experience. I will return for service as needed.

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Cars May 27, 2021

Mark was awesome throughout the whole process and helped me get my car fixed and ready to go in one day! Would recommend to anyone

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Cars May 26, 2021

Good service center, staff is very professional. Was told it would be an hour and a half to get my car taken care of. I left in 45 minutes, all services completed.

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112 Matching Vehicles Found

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We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE TITAN BLACK, CLOTH SEAT TRIM Cloth Seats DEEP BLACK PEARL ROADSIDE ASSISTANCE KIT DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This vehicle won't last long, take it home today. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE TITAN BLACK, CLOTH SEAT TRIM Cloth Seats ROADSIDE ASSISTANCE KIT DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) PLATINUM GRAY METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This is the one. Just what you've been looking for. Look no further, you have found exactly what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE TITAN BLACK, CLOTH SEAT TRIM Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) PLATINUM GRAY METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. The 2021 Volkswagen exterior is finished in a breathtaking Platinum Gray Metallic, while being complemented by such a gorgeous Titan Black interior. This color combination is stunning and absolutely beautiful! The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats VW CARE ROADSIDE ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener DEEP BLACK PEARL *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This vehicle won't last long, take it home today. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
,Black roof rails,Power-operated side mirrors,Manual air-conditioning,Multi-function steering wheel,Volkswagen Digital Cockpit,Push-button start,Intelligent Crash Response System (ICRS),Tire Pressure Monitoring System (TPMS),Driver Air Bag,Passenger Air Bag,Front Side Air Bag,Front Head Air Bag,Rear Head Air Bag,A/C,AM/FM Stereo,ABS,4-Wheel Disc Brakes,Cruise Control,Rear Defrost,Child Safety Locks,Front Wheel Drive,4 Cylinder Engine,Turbocharged,Gasoline Fuel,Daytime Running Lights,Keyless Entry,Power Door Locks,Power Mirror(s),Pass-Through Rear Seat,Cloth Seats,Bucket Seats,Power Steering,Adjustable Steering Wheel,Tires - Front Performance,Tires - Rear Performance,Temporary Spare Tire,Traction Control,Aluminum Wheels,Power Windows,Intermittent Wipers,A/T,MP3 Player,Privacy Glass,Variable Speed Intermittent Wipers,Steering Wheel Audio Controls,Automatic Headlights,Driver Vanity Mirror,Passenger Vanity Mirror,Driver Illuminated Vanity Mirror,Passenger Illuminated Visor Mirror,Rear Spoiler,Transmission w/Dual Shift Mode,Tire Pressure Monitor,Trip Computer,Bluetooth Connection,Telematics,8-Speed A/T,Back-Up Camera,Stability Control,Brake Assist,Keyless Start,Auxiliary Audio Input,Rear Bench Seat,Passenger Air Bag Sensor,WiFi Hotspot,Smart Device Integration,LED Headlights,Requires Subscription
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats VW CARE ROADSIDE ASSISTANCE KIT VW CAR-NET SAFE Telematics Requires Subscription FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener PYRITE SILVER METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta SE will definitely turn heads. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta SE is sure to sell fast. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats VW CARE ROADSIDE ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CAR-NET SAFE Telematics Requires Subscription FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SILK BLUE METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. You could keep looking, but why? You've found the perfect vehicle right here. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: DEEP BLACK PEARL VW CARE STORM GRAY/BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener R-LINE COLD WEATHER PACKAGE (PM9) Heated Rear Seat(s) Heated Steering Wheel MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CAR-NET SAFE Telematics Requires Subscription *Note - For third party subscriptions or services, please contact the dealer for more information.* Why spend more money than you have to? This Volkswagen Jetta will help you keep the extra money you'd normally spend on gas. This is the one. Just what you've been looking for. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenTaos. You could keep looking, but why? You've found the perfect vehicle right here. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Save money at the pump with this fuel-sipping Volkswagen Taos. This vehicle won't last long, take it home today. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT PYRITE SILVER METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Taos S will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: RUBBER MATS KIT Floor Mats PLATINUM GRAY METALLIC GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT *Note - For third party subscriptions or services, please contact the dealer for more information.* This SUV gives you versatility, style and comfort all in one vehicle. Save money at the pump with this fuel-sipping Volkswagen Taos. Beautiful color combination with Platinum Gray Metallic exterior over Gray/Black interior making this the one to own! Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: RUBBER MATS KIT Floor Mats GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT PURE WHITE *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Save money at the pump with this fuel-sipping Volkswagen Taos. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. This is the one. Just what you've been looking for. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. This vehicle won't last long, take it home today. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: TITAN BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats VW CARE ROADSIDE ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) VW CAR-NET SAFE Telematics Requires Subscription FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener SE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel SILK BLUE METALLIC *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. Save money at the pump with this fuel-sipping Volkswagen Jetta. You've found the one you've been looking for. Your dream car. Based on the superb condition of this vehicle, along with the options and color, this Volkswagen Jetta R-Line is sure to sell fast. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CAR-NET SAFE Telematics Requires Subscription FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE ROADSIDE ASSISTANCE KIT MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. The 2021 Volkswagen exterior is finished in a breathtaking Pure White, while being complemented by such a gorgeous Storm Gray/Black interior. This color combination is stunning and absolutely beautiful! Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2022 Volkswagen Taos. This Volkswagen includes: IQ.DRIVE S PACKAGE Variable Speed Intermittent Wipers Lane Departure Warning Lane Keeping Assist Heated Steering Wheel Intermittent Wipers Adaptive Cruise Control Blind Spot Monitor Cruise Control Cross-Traffic Alert Rain Sensing Wipers S CONVENIENCE PACKAGE Variable Speed Intermittent Wipers Heated Steering Wheel Intermittent Wipers Rain Sensing Wipers RUBBER MATS KIT (SNM) Floor Mats GRAY/BLACK, CLOTH SEATING SURFACES Cloth Seats VW CAR-NET SAFE Telematics Requires Subscription VW CARE ROADSIDE ASSISTANCE KIT DEEP BLACK PEARL *Note - For third party subscriptions or services, please contact the dealer for more information.* Want more room? Want more style? This Volkswagen Taos S is the vehicle for you. Why spend more money than you have to? This Volkswagen Taos will help you keep the extra money you'd normally spend on gas. You can finally stop searching... You've found the one you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CAR-NET SAFE Telematics Requires Subscription DEEP BLACK PEARL FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE STORM GRAY/BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats R-LINE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel ROADSIDE ASSISTANCE KIT BUMPERDILLO PROTECTION PLATE FOR REAR BUMPER (PIO) MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You can finally stop searching... You've found the one you've been looking for. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CAR-NET SAFE Telematics Requires Subscription DEEP BLACK PEARL FRAMELESS AUTO-DIMMING REARVIEW MIRROR Auto-Dimming Rearview Mirror Universal Garage Door Opener VW CARE STORM GRAY/BLACK, PERFORATED V-TEX LEATHERETTE SEAT TRIM Premium Synthetic Seats R-LINE COLD WEATHER PACKAGE Heated Rear Seat(s) Remote Engine Start Heated Steering Wheel ROADSIDE ASSISTANCE KIT *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. Beautiful color combination with Deep Black Pearl exterior over Storm Gray/Black interior making this the one to own! The look is unmistakably Volkswagen, the smooth contours and cutting-edge technology of this Volkswagen Jetta R-Line will definitely turn heads. Prices do not include sales tax, vehicle registration, document preparation fee.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

The EPA/DOE Fuel Economy Guide can be downloaded from the government’s fuel economy website at www.fueleconomy.gov.

Must finance with VCI to qualify for the advertised price.

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