New Car Lease vs Buy

Leasing vs Buying a New Car

Why Should You Lease a New Car?

If you want to drive newer, safer, more reliable cars or SUVs, but prefer not to pay a sizeable down payment every few years, and also do not drive an enormous amount annually, then a new car lease should be better for you. Leasing is ideal for people who prefer to avoid the annoyance of buying and selling every time they want to upgrade to a new car or SUV.

Why Should You Buy a New Car?

On the other hand, if you prefer long term relationships with a greater sense of ownership and commitment, then buying could be what’s best for you. Car-buying is typically best for consumers who will not mind driving the same vehicle for over five years or even until it is no longer suited for the highway.

Buying vs Leasing: Which One Is Right for You?

Being aware of the pros, cons, and overall benefits of buying vs leasing a car is important. Be sure to consider potential savings, vehicle ownership, monthly payments, and repair costs when weighing the pros and cons of the best new car financing type for you.

Leasing vs Buying: Ownership

When considering vehicle financing, new car or SUV ownership certainly comes with many well-known advantages, most associated with complete ownership of the car. You may not be aware, but, there are also some nice benefits of leasing, as well. It’s important to consider all financial aspects including down payment, monthly payments, term length, buyout payments, interest rate, depreciation, and maintenance & repair costs, before making a decision. A precise audit of your current financial situation, future needs, and your preference for commitment will likely ensure that you make the optimal choice between leasing and buying a new car.

benefits of leasing vs financing a new car

Monthly Payments

Car lease payments are often less expensive compared to car financing and loan payments as the typical lease format is more-or-less renting with the option to purchase at the end of your lease term. Keep in mind when leasing that you will need a higher credit score, and will be required to carry comprehensive and collision insurance, though the same can be said for the lowest rate auto loans. Although it could increase your monthly payments, it is also wise to choose a model with the features you need or want, as personal satisfaction is often priceless.

is it better to lease or buy a car

Maintenance & Repair

Auto leases often include regular vehicle maintenance & repair. It is important to remember this when projecting monthly costs of ownership vs leasing. Regardless of what make and model you choose, mechanic bills are an uncertain cost that can rapidly add up. And for those who are not certified auto mechanics with a hydraulic jack and full toolset in the garage, leasing can be the best option for peace of mind.

is leasing better than financing

Investment vs Savings

In general, a new car or SUV lease saves money in the short term with lower monthly payments, while buying earns you a long term investment, meaning outright ownership of the value of the car at the time it is traded, sold, or paid-off. For best savings on a lease, avoid lease return fees for terminating the vehicle lease early, going over mileage, or putting on excessive wear and tear. For maximizing investment on a purchased/financed vehicle, you can pay it off quickly and also avoid excessive wear and mileage.


Lease Buy
Ownership No Ownership Pride of Ownership
Down Payment Smaller Down Payment Larger Down Payment
Monthly Payment Smaller Monthly Payments Larger Monthly Payments
Maintenance & Repair Costs Typically Included Not Included
Savings/Investment Short Term Savings Long Term Investment
Finance Term Approx. 2-4 Years Approx. 3-6 Years
APR % Credit-Based Credit-Based
New Vehicles Available Available
Pre-Owned Vehicles Not Available Available
Vehicle Customization Not Available Available
Poor Credit Financing Not Available Available


Volkswagen Lease and Finance Offers In Lubbock TX

Gene Messer Volkswagen knows that choosing the right Volkswagen car and financing option is never easy. Our team of experienced Volkswagen lease and finance specialists are on hand to help you make the right choice. Visit us online, by phone, or in-person at our dealership location in Lubbock, TX. We look forward to serving you.




Lease vs Buy Volkswagen In Lubbock TX | Gene Messer Volkswagen

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Google Dec 3, 2020

Everyone was incredibly nice and helpful. Kyle helped us and he was extremely laid back, just wanted to help us find a car we actually wanted. Easiest car buying experience I’ve had. Great place

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Google Dec 3, 2020
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Google Dec 1, 2020

I was very happy with my sales person Kyle very helpfull

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Google Dec 1, 2020
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Google Dec 1, 2020

Great salesman and easy buying process. Made things easy and no pressure at all.

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No Haggle Pricing

270 Matching Vehicles Found

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2 LCD Monitors In The Front,Radio: Composition Color w/6.5 Touchscreen -inc: AM/FM radio and WMA/MP3 player w/USB input, VW App-Connect smartphone integration and interface w/Apple CarPlay, Android Auto and MirrorLink, capability for in-vehicle 4G LTE enabled Wi-Fi (cellular data plan required; includes limited trial), capability for VW Car-Net services (capabilities for certain services vary; requires enrollment or subscription), 4-speaker sound system and Bluetooth connectivity (for compatible devices),Audio Theft Deterrent,Radio w/Seek-Scan, Clock, Speed Compensated Volume Control, Steering Wheel Controls and Radio Data System,Window Grid Diversity Antenna,Body-Colored Power Side Mirrors w/Manual Folding,Light Tinted Glass,Body-Colored Front Bumper,Body-Colored Door Handles,Black Grille w/Chrome Accents,Chrome Side Windows Trim,Variable Intermittent Wipers,Perimeter/Approach Lights,Fully Galvanized Steel Panels,Fully Automatic Aero-Composite Led Low/High Beam Daytime Running Headlamps w/Delay-Off,Body-Colored Rear Bumper,Trunk Rear Cargo Access,Front License Plate Bracket,LED Brakelights,Wheels: 16 Silver-Painted Alloy,Fixed Rear Window w/Defroster,Tires: 205/60R16 All-Season,Clearcoat Paint,Spare Tire Mobility Kit,Fade-To-Off Interior Lighting,Day-Night Rearview Mirror,FOB Controls -inc: Cargo Access,Engine Immobilizer,Driver Seat,Rear Map Lights,Rear Cupholder,Power Door Locks w/Autolock Feature,Driver And Passenger Visor Vanity Mirrors,Analog Display,Power Rear Windows,Delayed Accessory Power,Full Floor Console w/Covered Storage and 1 12V DC Power Outlet,Seats w/Cloth Back Material,Driver / Passenger And Rear Door Bins,Manual Tilt/Telescoping Steering Column,Interior Trim -inc: Metal-Look Instrument Panel Insert, Metal-Look Door Panel Insert and Metal-Look Interior Accents,60-40 Folding Bench Front Facing Fold Forward Seatback Rear Seat,Remote Releases -Inc: Power Cargo Access,Systems Monitor,Cargo Features -inc: Spare Tire Mobility Kit,Cloth Seat Trim,HVAC -inc: Underseat Ducts,1 12V DC Power Outlet,Urethane Gear Shifter Material,Cargo Space Lights,Power 1st Row Windows w/Front And Rear 1-Touch Up/Down,Cruise Control w/Steering Wheel Controls,Glove Box,Trip Computer,Power Fuel Flap Locking Type,Passenger Seat,Gauges -inc: Speedometer, Odometer, Tachometer, Trip Odometer and Trip Computer,Front Comfort Seats -inc: 6-way manual driver's seat w/height adjustment and 4-way manual front passenger seat,Remote Keyless Entry w/Integrated Key Transmitter, Illuminated Entry and Panic Button,Full Carpet Floor Covering -inc: Carpet Front Floor Mats,Redundant Digital Speedometer,Driver Foot Rest,Front Cupholder,Full Cloth Headliner,Front Center Armrest,Manual Air Conditioning,Manual Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints,Air Filtration,Carpet Floor Trim,Outside Temp Gauge,Single Stainless Steel Exhaust,Gas-Pressurized Shock Absorbers,Front And Rear Anti-Roll Bars,140 Amp Alternator,Transmission: 8-Speed Automatic w/Tiptronic -inc: sport mode, Engine Start/Stop System,60-Amp/Hr 540CCA Maintenance-Free Battery w/Run Down Protection,4-Wheel Disc Brakes w/4-Wheel ABS, Front Vented Discs, Brake Assist, Hill Hold Control and Electric Parking Brake,Front-Wheel Drive,Engine: 1.4L TSI I-4 Turbocharged -inc: DOHC 16-valve, direct injection,Electric Power-Assist Speed-Sensing Steering,Security System Pre-Wiring,13.2 Gal. Fuel Tank,Torsion Beam Rear Suspension w/Coil Springs,Engine Oil Cooler,Strut Front Suspension w/Coil Springs,Curtain 1st And 2nd Row Airbags,Dual Stage Driver And Passenger Front Airbags,Side Impact Beams,Electronic Stability Control (ESC),ABS And Driveline Traction Control,Rear Child Safety Locks,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Airbag Occupancy Sensor,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners,Low Tire Pressure Warning,Back-Up Camera,Driver Air Bag,Passenger Air Bag,Front Side Air Bag,Front Head Air Bag,Rear Head Air Bag,A/C,AM/FM Stereo,ABS,4-Wheel Disc Brakes,Cruise Control,Rear Defrost,Child Safety Locks,Front Wheel Drive,4 Cylinder Engine,Turbocharged,Floor Mats,Gasoline Fuel,Daytime Running Lights,Keyless Entry,Power Door Locks,Power Mirror(s),Pass-Through Rear Seat,Cloth Seats,Bucket Seats,Power Steering,Adjustable Steering Wheel,Tires - Front All-Season,Tires - Rear All-Season,Traction Control,Aluminum Wheels,Power Windows,Intermittent Wipers,A/T,MP3 Player,Variable Speed Intermittent Wipers,Steering Wheel Audio Controls,Automatic Headlights,Driver Vanity Mirror,Passenger Vanity Mirror,Transmission w/Dual Shift Mode,Tire Pressure Monitor,Bluetooth Connection,Telematics,8-Speed A/T,Stability Control,Brake Assist,Auxiliary Audio Input,Rear Bench Seat,Passenger Air Bag Sensor,WiFi Hotspot,Smart Device Integration,Requires Subscription
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. You can finally stop searching... You've found the one you've been looking for. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. You've found the one you've been looking for. Your dream car. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. You can finally stop searching... You've found the one you've been looking for. This vehicle won't last long, take it home today. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2020 Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. You could keep looking, but why? You've found the perfect vehicle right here. This is the one. Just what you've been looking for. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Save money at the pump with this fuel-sipping Volkswagen Jetta. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. You can finally stop searching... You've found the one you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You could keep looking, but why? You've found the perfect vehicle right here. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. We look forward to seeing you soon! Please call us for more information.
 
We are excited to offer this 2020 Volkswagen Jetta. This Volkswagen includes: MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. This is about the time when you're saying it is too good to be true, and let us be the one's to tell you, it is absolutely true. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You can finally stop searching... You've found the one you've been looking for. This is the one. Just what you've been looking for. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: VW CARE MONSTER MATS W/LOGO RUBBER MATS KIT (SET OF 4) *Note - For third party subscriptions or services, please contact the dealer for more information.* Everyone hates the gas pump. Skip a few gas stations with this super fuel efficient VolkswagenJetta. You could keep looking, but why? You've found the perfect vehicle right here. The Volkswagen Jetta S will provide you with everything you have always wanted in a car -- Quality, Reliability, and Character. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Stylish and fuel efficient. It's the perfect vehicle for keeping your fuel costs down and your driving enjoying up. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Just what you've been looking for. With quality in mind, this vehicle is the perfect addition to take home. Prices do not include sales tax, vehicle registration, document preparation fee.
 
We are excited to offer this 2021 Volkswagen Jetta. This Volkswagen includes: MOJOMATS W/LOGO CARPETED MATS (SET OF 4) (PIO) VW CARE DRIVER ASSISTANCE PACKAGE Heated Mirrors Blind Spot Monitor Cross-Traffic Alert *Note - For third party subscriptions or services, please contact the dealer for more information.* Start enjoying more time in your new ride and less time at the gas station with this 2021 Volkswagen Jetta. You've found the one you've been looking for. Your dream car. There is no reason why you shouldn't buy this Volkswagen Jetta S. It is incomparable for the price and quality. Prices do not include sales tax, vehicle registration, document preparation fee.
 

MPG Disclaimer:

Based on model year EPA mileage ratings. Use for comparison purposes only. Your actual mileage will vary depending on how you drive and maintain your vehicle.

Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

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Disclaimer:

* While every reasonable effort is made to ensure the accuracy of this information, we are not responsible for any errors or omissions contained on these pages. Please verify any information in question with Gene Messer Volkswagen.

Prices are for the vehicle only and are including any available Dealer Offers, Lease Bonus, and Customer Cash or all that will correspond to buying eligibility. All prices mentioned are in lieu of incentivized rates (unless noted) and must be in dealer stock.
Prices do not include dealer installed options, additional fees and costs of closing, including government fees and taxes, any finance charges, any dealer documentation fees, any emissions testing fees or other fees.

Must finance with VCI to qualify for the advertised price.

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7007 University Ave. • Lubbock, TX 79413

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Gene Messer Volkswagen 29.7777148, -95.5441151.